By Andrei Skvarsky.
A Russian startup has developed a mobile application that it says enables insurers to protect themselves from fraudulent claims via a pre-insurance inspection of a property item involving multiple photographs that are dated and timed and record the item’s location.
All the photos would be saved on a server, and secret videoing of the item would also be possible, the Moscow-based Calcul.ru company says in describing the ViewApp device.
For instance, after an accident involving an insured car, the insurer would not need to send any of its staff to the accident site to examine the vehicle. It would just ask the client to photograph or video the damaged car.
The pre-insurance pictures of the car would prevent a dishonest client from making a fake damage report, according to Calcul.ru.
ViewApp can have a range of other uses as well. Calcul.ru says it can, for example, seriously facilitate pre-lending verification procedures for banks and microfinance lenders and help merchandisers to control the laying out of products on supermarket shelves.
Calcul.ru was one of the Russian startups that were financed and trained under a joint programme by Sberbank, Russia’s biggest lender, and Silicon Valley-based accelerator 500 Startups that was launched in autumn 2018 and finished this winter.
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